Chapter 7 of 10 · Selling · Cost of selling a house

Cost of selling a house

What will I walk away with when I sell?

Checked 21 Oct 2026the typical costs of selling in our costs table.

Selling a home costs money before you see any. Enter the price, the agent's fee, the solicitor, the BER, the move and what is left on the mortgage, and the tool takes each one off the price. The bold line is what you walk away with, also called the net proceeds.

The sale and the agent

What is the price, and what does the agent charge?

How the agent charges

VAT at 23% is added to the agent's fee either way.

Sale priceThe price you expect to sell for.The agent's fee (%)Agents usually ask 1% to 2.5% of the price, plus VAT.MarketingPhotos, floor plans and the listing. Put 0 if the agent includes them.Solicitor's feeYour solicitor handles the contracts and pays off the mortgage. Enter the fee before VAT; the tool adds it.BER certificateAn energy rating you must have before the home is advertised. Put 0 if you have one less than ten years old.RemovalsThe cost of moving your things. Put 0 if you are doing it yourself.

What is owed on the home

What has to be paid off from the sale money?

Mortgage left to pay offThe balance on your mortgage. Your solicitor gets the exact figure from the lender. Put 0 if there is no mortgage.Breakage feeA charge for paying off a fixed rate early. Your lender gives the figure in writing. Put 0 on a variable rate.Other loans secured on the homeA top-up loan or any other debt the lender holds against the home. Put 0 if none.Capital gains taxTax on the profit from the sale. There is usually none on the home you live in. Work it out with the capital gains tax calculator below and paste the figure here.

Not sure about the tax? The capital gains tax calculator works it out from the dates you owned and lived in the home.

The tool adds up the figures you enter and typical costs. It is not a valuation of your home, your lender's redemption figure, or a tax assessment. Get quotes and ask your solicitor for the exact figures before you agree a sale.

Get quotes

Get quotes from the people you need

Say what you are doing, who you need and where. Each professional gets only what they need to quote, and only with your say-so. Asking costs nothing.

What you are doing
Who you need
The home and where
Your details

DoingSelling

Who do you need?

The people this page is about. Tick the ones you want to hear from.

Conveyancing solicitorYou will need thisDraws the contract and pays off the mortgage

Are you buying, selling or both?Is it a new build?

BER assessorYou will need thisYou must have a BER before you advertise

What is the BER for?How big is the home?

Estate agent or valuerYou will need thisMost sellers use one; a valuation first

What do you need?When?

Need someone else? Use the full form