Counties · Connacht
Buying a home in Galway
Checked 21 Oct 2026the First Home Scheme ceilings, the Local Authority Home Loan ceilings and Revenue's LPT list.
The figures that change by county, for Galway: the most you can pay under the First Home Scheme, the council loan ceiling, the Local Property Tax adjustment each council applies, and the people who work here.
GalwayConnacht
- First Home Scheme ceiling
- €450,000City: €475,000
- Council loan ceiling
- €375,000
- Median price
- not yet entered
- Councils
- 2
The schemes in Galway
| Scheme | Ceiling or limit | Note |
|---|---|---|
| First Home Scheme | House €450,000 · apartment €450,000 · city €475,000 | €475,000 in Galway City; €450,000 in the county |
| Local Authority Home Loan | €375,000 | Income limit €80,000 (one) or €85,000 (two), 90% of the price. |
| Help to Buy | €500,000 price cap, every county | New builds and self-builds for first-time buyers; the same everywhere. |
What homes sold for in Galway recently
Homes sold
504
23 Jul 2026 to 9 Oct 2026, at full market price
Middle price
€402,750
Half sold for less, half for more
New homes
15%
Of those sales, with VAT added to compare
See how many of them your own figures would have reached: can I afford this home?
From the Property Price Register, read 21 Oct 2026. Contains Irish Public Sector Data (Property Services Regulatory Authority) licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence.
Local Property Tax: the councils
- Galway City Counciladjustment for 2026 not yet entered
- Galway County Counciladjustment for 2026 not yet entered
Work it out for Galway
Professionals in Galway
- Mortgage advisor (broker)
Enquiries for Galway go to a firm on the official register.
- Conveyancing solicitor
Enquiries for Galway go to a firm on the official register.
- Surveyor or engineer (pre-purchase or structural survey)
Enquiries for Galway go to a firm on the official register.
- BER assessor
Enquiries for Galway go to a firm on the official register.
- Architect or architectural technologist
Enquiries for Galway go to a firm on the official register.
- Estate agent or valuer
Enquiries for Galway go to a firm on the official register.
- Snag list (new builds)
Enquiries for Galway go to a firm on the official register.
- Mortgage protection and home insurance
Check the Central Bank register; we do not pass details on for this.
- Removals
Enquiries for Galway go to a firm on the official register.
Information, not advice. Rates, schemes, taxes and lenders' rules change, and no page here can say what a lender will offer you, what a home is worth, or what is right for your own money. Last checked 2026-10-21. MortgageWise is an independent site, not connected with the Central Bank of Ireland, Revenue, the Housing Agency, any local authority, any lender or any Government department. It is not a lender, a mortgage broker, a credit or insurance intermediary, a solicitor, a tax adviser or a financial adviser. It covers the Republic of Ireland only. Before you sign anything, talk to a solicitor and, for advice on a mortgage, to an advisor regulated by the Central Bank of Ireland.