Counties · Cavan, Donegal and Monaghan
Buying a home in Monaghan
Checked 21 Oct 2026the First Home Scheme ceilings, the Local Authority Home Loan ceilings and Revenue's LPT list.
The figures that change by county, for Monaghan: the most you can pay under the First Home Scheme, the council loan ceiling, the Local Property Tax adjustment each council applies, and the people who work here.
MonaghanCavan, Donegal and Monaghan
- First Home Scheme ceiling
- €375,000
- Council loan ceiling
- €310,000to confirm
- Median price
- not yet entered
- Councils
- 1
The schemes in Monaghan
| Scheme | Ceiling or limit | Note |
|---|---|---|
| First Home Scheme | House €375,000 · apartment €375,000 | The most a home can cost under the scheme; equity up to 30% (20% with Help to Buy). |
| Local Authority Home Loan | €310,000 | Income limit €80,000 (one) or €85,000 (two), 90% of the price. Ceiling to confirm with the council. |
| Help to Buy | €500,000 price cap, every county | New builds and self-builds for first-time buyers; the same everywhere. |
What homes sold for in Monaghan recently
Homes sold
79
23 Jul 2026 to 9 Oct 2026, at full market price
Middle price
€260,000
Half sold for less, half for more
New homes
20%
Of those sales, with VAT added to compare
See how many of them your own figures would have reached: can I afford this home?
From the Property Price Register, read 21 Oct 2026. Contains Irish Public Sector Data (Property Services Regulatory Authority) licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence.
Local Property Tax: the councils
- Monaghan County Counciladjustment for 2026 not yet entered
Work it out for Monaghan
Professionals in Monaghan
- Mortgage advisor (broker)
Enquiries for Monaghan go to a firm on the official register.
- Conveyancing solicitor
Enquiries for Monaghan go to a firm on the official register.
- Surveyor or engineer (pre-purchase or structural survey)
Enquiries for Monaghan go to a firm on the official register.
- BER assessor
Enquiries for Monaghan go to a firm on the official register.
- Architect or architectural technologist
Enquiries for Monaghan go to a firm on the official register.
- Estate agent or valuer
Enquiries for Monaghan go to a firm on the official register.
- Snag list (new builds)
Enquiries for Monaghan go to a firm on the official register.
- Mortgage protection and home insurance
Check the Central Bank register; we do not pass details on for this.
- Removals
Enquiries for Monaghan go to a firm on the official register.
Information, not advice. Rates, schemes, taxes and lenders' rules change, and no page here can say what a lender will offer you, what a home is worth, or what is right for your own money. Last checked 2026-10-21. MortgageWise is an independent site, not connected with the Central Bank of Ireland, Revenue, the Housing Agency, any local authority, any lender or any Government department. It is not a lender, a mortgage broker, a credit or insurance intermediary, a solicitor, a tax adviser or a financial adviser. It covers the Republic of Ireland only. Before you sign anything, talk to a solicitor and, for advice on a mortgage, to an advisor regulated by the Central Bank of Ireland.